Debi Face - KELLER WILLIAMS REALTY / Metropolitan



Posted by Debi Face on 11/2/2017


22 Lynn Street, Nashua, NH 03060-5133

Single-Family

$237,000
Price

3
Bedrooms
5
Rooms
2
Baths
Ranch style home in desirable neighborhood on corner lot. This 3 bedroom 2 bath home has an enclosed porch,eat in kitchen,fire place in living room,and hardwood floors throughout. Full finished walk out basement has a kitchen, bathroom, and bedroom "great in law potential". Walk out basement leads to the in-ground pool, Pool room,deck, fenced in yard, and a one car garage under.
Open House
Saturday
November 04 at 11:00 AM to 1:00 PM
Cannot make the Open Houses?
Location: 22 Lynn Street, Nashua, NH 03060-5133    Get Directions






Categories: Open House  


Posted by Debi Face on 10/29/2017

It’s no secret that the best time to finance a home is when mortgage interest rates are low. You could save thousands of dollars over the lifetime of your mortgage if you finance at the right time. With interest rates still being low, some wonder why more people aren’t refinancing their homes, especially if doing so would save them $100 or more a month on their mortgage payments.

Although low interest rates are a primary reason to consider refinancing a home, it’s not the only reason. Other reasons to consider refinancing include:

  • Ready to adjust length of the loan – Refinancing your home could allow you to extend the number of years that you have to pay for your house, potentially lowering your monthly installments. Just be careful that you don’t end up paying higher interest rates in the long term. Of course,you could also shorten the length of your loan. Generally, this option will find you paying less interest over the lifetime of your loan.
  • Moving to a fixed rate mortgage – Adjustable rate mortgages may start out low, but they don’t always remain low. Even with a fixed rate mortgage, you could spend more on your house each month due to an increase in home owner association fees or property taxes.
  • Improved credit scores – Stronger credit scores could help you to get a better adjustable rate mortgage.

If you’ve had your mortgage for several years, you may have paid on a good deal of the principal. Refinancing and starting with a new loan could backfire, causing you to pay more interest. If you have a lot of equity in your home but you’re struggling to stay current on your monthly mortgage payments, consider renting out a room at your house.

You could also work a part-time job, even if you work a remote job from home, until you become current in your payments. A few months of work change could save you money and headaches down the road if you only need $200 or less each month to make your mortgage. Other alternatives would be to become more energy efficient and to create and stick to a budget. Think short and long term gains.

Depending on your existing mortgage, you may or may not be charged a fee to refinance your home. Some mortgages charge a prepayment fee to refinance. Simply because you’re paying the loan off early, you could be assessed the fee. Definitely check with your lender to see if such a clause is in your mortgage contract.

Take your time shopping around for a better mortgage. Regardless of the lender that you refinance your home through, you may pay refinancing fees. Some lenders may also require you to pay for another home inspection, application fee,origination fee and closing costs. Factor in all charges and fees that you will incur if you refinance your home before you sign on the dotted line.

If your home no longer meets your family’s needs, moving to a new house might be a better option than refinancing. Another time when you might not want to refinance your home is if your kids are getting ready to start college and you’ll be taking on student loans.





Posted by Debi Face on 10/24/2017


22 Lynn Street, Nashua, NH 03060-5133

Single-Family

$237,000
Price

3
Bedrooms
5
Rooms
2
Baths
Ranch style home in desirable neighborhood on corner lot. This 3 bedroom 2 bath home has an enclosed porch,eat in kitchen,fire place in living room,and hardwood floors throughout. Full finished walk out basement has a kitchen, bathroom, and bedroom "great in law potential". Walk out basement leads to the in-ground pool, Pool room,deck, fenced in yard, and a one car garage under.
Open House
No scheduled Open Houses






Categories: New Homes  


Posted by Debi Face on 10/22/2017

In today’s world, people will do anything to cut costs. Many people consider selling their homes without a real estate agent. If you decide to go the “for sale by owner” route, you could potentially save thousands of dollars in agent fees. However, you’ll need to be prepared to do a lot of legwork in the process of selling your home. There’s also no guarantee of a final sale in the end. Ask yourself these questions when you decide to sell a home on your own:


  • Do I know The Value Of My Home?
  • Can I Take On The Marketing Responsibilities Myself?
  • Will I be Able To Take Criticism Of My Home? 
  • Can I Screen Potential Buyers?


Pricing Your Home


There’s a lot of information that’s readily available to real estate agents that wouldn’t be available to you as a lone seller. You’ll need to know the marketable price for your home as well as how competitive the market is. If you’re selling on your own, you may need to pay for an appraisal ahead of time, which is something the buyer typically does. If you want to sell quickly, you’ll want to price your home a bit lower than the average for the neighborhood. 


Are You Ready To Work With A Buyer’s Agent? 


Real estate involves a lot of negotiating. If you want to sell your home on your own, you’ll need to ask yourself if you’re ready to work with a buyer’s agent directly. Sellers are typically responsible for paying the agent's commissions on a home sale. Commission is negotiable but if you lack the knowledge and skills in this area, you could end up making a big mistake as a seller. 


You may end up going through several price cuts in order to save yourself from difficulty in selling a home. When a house has been on the market for a long time, it leads buyers to ask, “What’s wrong with that property?” Without marketing efforts and some price cuts, you could end up with a big loss by selling a home on your own. There’s so many advantages to hiring a real estate agent including the fact that they have extensive knowledge and experience in the field.   


Agents Work As A Buffer For You


With the amount of knowledge and experience that agents have, they are able to act as a buffer for you. Whether it be their presence during a home showing or being the point of contact for buyers, hiring an agent can save you a lot of time and aggravation when you’re selling a home. 


There’s a lot of advantages to hiring a real estate agent to help you sell your home. They are your ally throughout the process. If you’re willing to take the dive and venture in selling your home on your own, just know that you’ll have your work cut out for you. The good news is that there’s plenty of information readily available to you, no matter what route you choose.




Categories: Uncategorized  


Posted by Debi Face on 10/15/2017

If you want to buy or sell a home, hiring a real estate agent is a must. With an expert real estate agent at your side, you should have no trouble getting the best results.

A real estate agent can teach you the ins and outs of the housing market and ensure you can make informed buying or selling decisions. In addition, a real estate agent will go above and beyond the call of duty to assist you throughout each stage of the homebuying or home selling journey.

Although many real estate agents are available nationwide, it is important to remember that not all of these housing market professionals possess the same communication skills. And if you hire a real estate agent who is an ineffective communicator, you may miss out on opportunities to buy your dream home or get the best price for your current residence.

Ultimately, there are many signs that a real estate agent is a great communicator, including:

1. A real estate agent keeps in touch with clients via emails, phone calls and texts.

A real estate agent who understands the importance of effective communication will be able to stay in contact with you via emails, phone calls and texts. This housing market professional is happy to work with you in any way possible, and as such, is ready to lend a helping hand time and time again.

Furthermore, a great communicator understands the importance of timely, accurate messages. This means a real estate agent who strives to maintain open lines of communication should have no trouble keeping you informed throughout the homebuying or home selling cycle.

2. A real estate agent listens to your concerns and questions.

Let's face it – buying or selling a home can be stressful, particularly if you're operating in a competitive housing market. Lucky for you, a real estate agent who acts as a great communicator can listen to your concerns and questions and help you alleviate stress.

A real estate agent understands what it takes to assist a homebuyer or home seller. He or she also recognizes the importance of active listening and respond to your concerns and queries instantly. That way, this housing market professional can do whatever it takes to help you remain calm, cool and collected as you buy or sell a home.

3. A real estate agent is unafraid to be honest.

Although the homebuying or home selling journey should be simple, problems sometimes may arise. However, a real estate agent who serves as a great communicator will provide honest, unbiased recommendations to help you overcome any challenges.

A real estate agent is proud to assist his or her clients. At the same time, this housing market professional is unafraid to deliver bad news. Therefore, a real estate agent who is an effective communicator can share good and bad news with clients, provide consistent support and help clients mitigate homebuying or home selling problems as quickly as possible.

Employ a real estate agent who is a great communicator, and you can work with a housing market professional who can help you overcome the challenges associated with buying or selling a home.







Tags