Debi Face - KELLER WILLIAMS REALTY / Metropolitan



Posted by Debi Face on 9/2/2018

As a homebuyer, you'll want to do everything possible to guarantee a quick, seamless homebuying journey. Because if you're not careful, you may be forced to deal with a nightmare homebuying experience.

Ultimately, there are many ways to ensure that you can avoid a nightmare homebuying experience, such as:

1. Narrow Your Home Search

Although you know that you want to buy a home, it pays to consider exactly what you'd like to find in your ideal residence. By doing so, you can narrow your home search and avoid the homebuying nightmare of pursuing residences that fail to meet your expectations.

Think about which features are must-haves for your new home, as well as which features you can afford to live without.

For example, if you require a home that is close to your office, you can search for houses near your workplace. On the other hand, if you want to live in a small town, you can remove city residences from your home search.

Establish priorities as you search for your dream house – you'll be glad you did. If you separate your home must-haves from your wants, you can simplify your home search and move one step closer to finding your ideal residence.

2. Get Your Finances in Order

How much can you afford to spend on a house? Create a homebuying budget, and you can avoid the risk of browsing available residences that fall outside your price range.

To determine how much money you have available for a home purchase, it often helps to meet with local banks and credit unions. These financial institutions can provide details about a variety of mortgage options and help you select a mortgage that corresponds to your finances.

Also, you should check your credit report before you buy a home. You are entitled to a free annual copy of your credit report from each of the three credit reporting bureaus (Equifax, Experian and TransUnion). Take advantage of this perk, and you can learn your credit score and take steps to improve it prior to purchasing a house.

3. Hire an Experienced Real Estate Agent

An experienced real estate agent understands both the homebuyer's and home seller's perspectives. As such, this housing market professional can help you analyze a home seller's point of view and negotiate the best price on any home, at any time.

Typically, an experienced real estate agent will meet with you and learn about your homebuying goals. This housing market professional then will map out a homebuying journey, one that helps you streamline the process of acquiring your ideal house.

Let's not forget about the assistance that an experienced real estate agent can deliver throughout the homebuying journey, either. A real estate agent can provide expert insights into the housing market and help you make informed decisions, thereby reducing the risk of a nightmare homebuying experience.

Take the guesswork out of buying a home – use the aforementioned tips, and you can minimize the risk of a nightmare homebuying experience.




Categories: Uncategorized  


Posted by Debi Face on 8/31/2018


30 Sims Street, Nashua, NH 03063

Single-Family

$389,900
Price

4
Bedrooms
9
Rooms
3
Baths
Beautiful Split level home centered in a cul de sac on dead end st. This home has an updated kitchen with plenty of granite counter space, tile floor. Dining room with sliders.Living room has wood burning fire place and picture window. Total of 9 Rms 4Bdr. 3Ba. The master bedroom is 24x26 featuring a cathedral ceiling with fan, walk in closet, bathroom and sliders to deck overlooking the back yard. Finished basement with another wood burning fireplace,bedroom, bathroom great for in law potential. Yard has irrigation system, security system and above ground pool, large decking for above and below entertaining.2-Car Garage very private location.
Open House
No scheduled Open Houses






Categories: Price Change  


Posted by Debi Face on 8/29/2018


30 Sims Street, Nashua, NH 03063

Single-Family

$289,900
Price

4
Bedrooms
9
Rooms
3
Baths
Beautiful Split level home centered in a cul de sac on dead end st. This home has an updated kitchen with plenty of granite counter space, tile floor. Dining room with sliders.Living room has wood burning fire place and picture window. Total of 9 Rms 4Bdr. 3Ba. The master bedroom is 24x26 featuring a cathedral ceiling with fan, walk in closet, bathroom and sliders to deck overlooking the back yard. Finished basement with another wood burning fireplace,bedroom, bathroom great for in law potential. Yard has irrigation system, security system and above ground pool, large decking for above and below entertaining.2-Car Garage very private location.
Open House
No scheduled Open Houses






Categories: New Homes  


Posted by Debi Face on 8/26/2018

If it always seems like your money disappears as fast as you earn it, you're not alone. All too many people live from paycheck to paycheck -- even when their income is well above average.

Why is this condition so widespread? Well, the reasons are as varied as people's spending habits, lifestyles, and financial obligations, but there is one factor that is often overlooked: self-defeating attitudes toward money. Here are a few examples you may be able to relate to:

  • "I don't have the time or patience to compare prices." The truth of the matter is that it doesn't really take that much time to do a few quick price comparisons when you're in the supermarket, department store, or on the Web. During the course of a typical week, you probably make dozens of spending decisions, many of them almost unconsciously. By simply increasing your awareness of how much you're spending and what the alternatives are (if any), you can often save hundreds of dollars a month.
  • "People who use coupons are penny pinchers." Although the term "penny pincher" is frequently used to describe someone who's stingy or overly careful with their spending habits, some people consider it a badge of pride to be frugal and careful with their money. It's all a matter of perspective. There are numerous blogs, small businesses, and newspapers that have no reluctance about including the words "penny pincher" in their name While few people want to be thought of as cheap or stingy, frugality has different connotations. It's associated with being economical and thrifty.
  • "I don't want people to think I'm cheap." This can be a tough self-defeating thought to overcome because it's often so deep rooted. However, if you're a compulsively high tipper or often feel obligated to pick up the check at restaurants (rather than splitting it with your fellow diners), this could be a contributing cause of your budgetary problems. Generosity is a wonderful thing, as long as it's not based on a desire to be liked, accepted, or approved of by other people. As a side note, concerns about being perceived as "cheap" is one reason some people don't take a closer look at their retail receipts, restaurant bills, and other invoices. Remember this: There's nothing cheap about being unwilling to pay extra for cashier or restaurant staff mistakes -- which are more common that you might think -- and unauthorized or redundant fees on bills.
Another factor which contributes to tight household budgets is not having a budget at all. If you don't take the time to identify your expenses and deduct them from your monthly income, then it's next-to-impossible to gain control of your finances. While there's no panacea for spending beyond your means -- and some people clearly need professional advice and help in dealing with financial management and debt problems -- sometimes a few simple attitude shifts can make the difference between scarcity and surplus in your life.




Categories: Uncategorized  


Posted by Debi Face on 8/19/2018

Radon has no smell, taste, or color. It is a transparent, radioactive gas. Radon is released when the uranium that is contained in the soil and rocks decays over time. The reason that radon is an issue in a home is because it is released through cracks or openings that exist in the foundation. If too much radon is present in the home, the radioactive particles can attach themselves to dust particles, causing people in the home to breathe the harmful substance in.  


What Is A Radon Test?


The radon test is conducted over the course of two days. A testing machine or canisters are placed on the lowest habitable level of a home being tested. This would be either on the first floor or in the finished basement level of the home. The cost of a radon test isn’t very much, ranging anywhere from $65 to $125. The radon test is typically part of the home inspection, but sometimes other circumstances warrant a test or re-test. The canisters take a bit more time to produce results than the testing machines do, so confer with your inspector before the test is done.   


The Basics


One thing you should know is that radon is always present. The level of radon fluctuates constantly. The test is conducted over a two day period to get the average level of radon in the home. The Environmental Protection Agency considers levels of radon at or above 4 pCi/L to be unsafe. If this is found to be true, there is a solution, however, as systems that lessen the amount of radon in the home can be installed. These can come with a hefty price tag, costing anywhere from $1,000 and up.   


Radon Levels


Radon levels will vary on a daily basis. They can also vary by season, with weather conditions and with the amount of available ventilation. Structural changes that have been made to the home can also have an effect on the levels of radon in the home. If you are getting ready to sell your home and already have a radon mitigation system installed, you may want to test the levels before you even put your home on the market to know what you’re working with. The system may not be working properly, or the levels may have faced a sharp increase, making it hard for the removal system to keep up. 


 With the proper installation of a radon removal system, the air in your home will be safe to breathe. If you put an offer in on a home and the home inspection finds that there are unsafe levels of radon present, at least you’ll know what you’re dealing with. If you decide that the home is not the place for you and your family, even with a removal system, you’ll walk away from the deal informed. If you’re a seller, beware that the level of radon in your home could affect the sale. Although radon sounds like a scary thing, it’s manageable. Radon tests and removal systems help to keep the levels safe.




Tags: radon   testing for radon  
Categories: Uncategorized  




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