Debi Face - KELLER WILLIAMS REALTY / Metropolitan



Posted by Debi Face on 9/17/2017

The home selling journey is an exciting time, and for good reason. Ultimately, the home selling journey represents a period of endless possibilities. And for those who start planning ahead for the home selling journey today, they may be able to enjoy immense profits down the line.

What does it take to reap the benefits of a profitable home selling journey? Here are three tips to help you do just that.

1. Understand the Real Estate Market

The housing market may seem like a moving target at times. However, home sellers who analyze the real estate sector closely can identify patterns and trends and plan accordingly.

Home sellers can look at the prices of recently sold houses in their cities and towns to better understand the current state of the housing market. Then, these home sellers may be able to differentiate between a seller's market and a buyer's market.

Also, home sellers can assess the prices of available homes that appear similar to their own. This housing market data enables a home seller to understand how his or her residence stacks up against the competition.

2. Assess Your Home Both Inside and Out

It never hurts to upgrade your residence, especially if you want to optimize your house's value. Fortunately, a home appraisal makes it simple to assess your house's interior and exterior so you can determine a competitive price for your residence.

A home appraisal requires a property inspector to look at a house's interior and exterior. Following the appraisal, a property inspector will provide a home seller with a report that details the condition of a house.

For home sellers, it is important to review all of a property inspector's findings. This will enable home sellers to identify opportunities to enhance their residences and prioritize various home improvement projects.

3. Collaborate with a Real Estate Agent

When it comes to enjoying a profitable home selling journey, it pays to go above and beyond the call of duty. With a real estate agent at your side, you can take the guesswork out of selling your home and move closer to getting the best price for your residence.

A real estate agent is committed to client satisfaction, and as such, will go the extra mile to promote your residence to the right groups of homebuyers. That way, you can boost your chances of receiving multiple offers on your home as soon as it hits the market.

Plus, a real estate agent will set up home showings and open houses and negotiate with homebuyers on your behalf. He or she will even provide expert home selling recommendations at each stage of the home selling journey. As a result, a real estate agent will help you streamline the process of selling your house and maximizing your residence's value.

Don't miss out on an opportunity to enjoy a profitable home selling journey. Instead, use these tips, and you can improve your chances of selling your home at a price that matches or exceeds your expectations.




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Posted by Debi Face on 9/10/2017

Don't make a mistake that some first time home buyers make. Don't fall in love with a house a few days or weeks after you start shopping for a house. Even if the house is large enough to comfortably fit all of your furniture, you could regret deciding on a house to buy so early.

You could regret buying a house less than a year after you move in

If it helps, think of shopping for a house similar to dating. You won't see everything about a house during the first visit. Enter into a closing deal too soon and you could miss seeing several other houses that would in the long term cost you less money to maintain.

Buy a house too soon and you could over look structural damages at the house. For example, you might miss or overlook water stains on walls, ceilings or floors because you can't stop thinking about how spacious and modern the kitchen is. You also might:

  • Get upset when your spouse or friends point out shortcomings with the house that you've gotten too attached to. Rather than to face the fact that even the house you love has drawbacks, you force yourself and everyone else to perceive of the house as perfect.
  • Pay thousands more for a house than you should have. You want the house so badly, that you're willing to pay nearly anything to own it.
  • Focus on one to three features of the house but ignore the fact that the house is located in an area that adds 30 or more minutes to your work commute.
  • End up buying a house that you love and your spouse or children hate.
  • Take on the need to pay for ongoing upgrades and renovations.
  • Become sad or angry when you realize that you don't like the community that the house is located in. For example, if you love the fast pace of a big city and the house you fell in love with is in the suburbs, you might feel too far away from the center of town. You might feel bored.
  • Lack nearby places to take your children for fun and entertainment.
  • Increase the distance between you and your parents, siblings or friends.

Consider as many factors about your next house move as you can

Getting too attached to a house could cost you months of peace and quiet. Fall in love with a house that needs a lot of love and care and you could convince yourself that,with just a few renovations, you can turn the house into the perfect place to live. Three to four years later, construction might still be going on at the house, annoying you and your family.

It's this type of drawback that can put strain on your relationships. You and your spouse might end up arguing about the house more than you end up bumping heads about anything else. If your children hate the schools that are located in the jurisdiction where the house you fell in love with is, their mood and disposition might take a dip as well. Avoid these headaches by taking an objective approach to house shopping. Consider as many factors about each house you love before you decide to buy.




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Posted by Debi Face on 9/3/2017

As a homebuyer, entering the real estate market with insights into what it takes to find the perfect house is essential.

Becoming an expert homebuyer, however, may seem impossible at times. Lucky for you, we're here to help you gain the knowledge and skills you need to make your homeownership dreams come true.

What does it take to become an expert homebuyer? Here are three tips to help you do just that.

1. Look at Real Estate Market Trends

The housing market ebbs and flows. Therefore, a seller's market today may transform into a buyer's market tomorrow.

Ultimately, the real estate market fluctuates constantly, and you'll want to learn as much as possible about the housing sector to ensure you can map out your homebuying journey accordingly.

In a buyer's market, there are usually more home sellers than buyers. This means homebuyers may be better equipped than ever before to secure a top-notch house at a budget-friendly price.

On the other hand, a seller's market features an abundance of homebuyers and a shortage of sellers. For homebuyers who operate in a seller's market, they may be forced to submit competitive offers on homes quickly, or risk missing out on a dream residence to a rival.

When you study the housing market, don't forget to check out the prices of residences that recently sold. By doing so, you can gain a better understanding of how much you'll likely need to pay to acquire a first-rate house based on the current state of the housing market.

2. Learn How a Mortgage Works

What differentiates a fixed-rate mortgage from an adjustable-rate option? An expert homebuyer will know the ins and outs of assorted mortgage options and select one that corresponds to his or her finances.

To learn about mortgages and how they work, you'll want to meet with credit unions and banks. These lenders can describe the different types of mortgages and the pros and cons associated with them.

Also, an expert homebuyer will get pre-approved for a mortgage. With a mortgage in hand, this homebuyer will be able to stick to a price range as he or she searches for the ideal home.

3. Collaborate with a Real Estate Agent

Let's face it – no homebuyer can afford to make mistakes. Fortunately, you can work with a real estate agent to receive expert guidance as you navigate the homebuying journey.

A real estate agent boasts the skills and know-how needed to streamline the homebuying process. He or she may have many years of housing market experience and is happy to teach you about the opportunities and challenges associated with buying a house.

Furthermore, a real estate agent will help you accelerate the homebuying cycle. He or she can set up home showings, negotiate with home sellers on your behalf and much more. That way, you can focus on what's important – finding a terrific house at an affordable price.

Take advantage of the aforementioned tips, and you can become an expert homebuyer.




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Posted by Debi Face on 8/27/2017

As a home seller, it is essential to spend some time improving your house's curb appeal. By doing so, you can boost your house's chances of making a positive first impression on homebuyers. Plus, an attractive home may generate substantial interest from homebuyers, making it easy for you to accelerate the home selling process.

So what does it take to transform an ordinary home exterior into an exceptional one? Here are three tips to ensure that you can bolster your house's curb appeal:

1. Paint the Front Door and Shutters

Applying a fresh coat of paint to your home's front door and shutters could make a world of difference in the eyes of homebuyers. In fact, adding a splash of color to your home's exterior may help your residence pop and increase your chances of a quick home sale.

Exterior paint usually is inexpensive and easy to apply. Furthermore, you'll want to select a bold color for your home's front door and shutters that stands out yet complements the rest of your residence. As such, consider all of the paint color options at your disposal and choose wisely.

Don't forget to paint the trim around your home's exterior, either. Painting the trim often can be done quickly and will further enhance your house's curb appeal.

2. Replace Exterior Light Fixtures

Adequate lighting ensures that you'll be able to display your home during the day and at night. Thus, you'll want to replace defective exterior light fixtures as soon as possible.

Exterior light fixtures serve as affordable options to brighten up your home's exterior. In addition, vintage light fixtures are available that can provide a home's exterior with a timeless look and feel.

3. Hire a Real Estate Agent

When it comes to finding innovative ways to improve your home's curb appeal, there may be no better option than working with a real estate agent.

Many real estate professionals are available across the country to guide you along the home selling journey. These real estate agents can offer recommendations to ensure that you can revamp your house's curb appeal without breaking your budget. Also, real estate professionals can offer insights into how to establish a competitive price for your house, how to respond to an offer on your residence and much more.

Ultimately, your real estate agent is a housing market expert who is happy to assist you in any way possible. This real estate professional will support you in good times and bad and provide honest, unbiased feedback as you search for ways to maximize the value of your residence.

Your real estate agent will provide answers to your home selling concerns and questions as well. That way, you can make informed decisions as you navigate the home selling process.

Collaborate with a real estate agent – you'll be happy you did. By employing a real estate professional, you can discover the best ways to enhance your house's curb appeal and ensure that your home generates plenty of interest from homebuyers.




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Posted by Debi Face on 8/20/2017

In real estate, cash is power. It’s not exactly the amount of money that you have been approved for by a lender. This type of “cash” is what you can pull directly from your account to buy a property on demand. It can be difficult to compete with cash buyers especially in tight real estate markets. Below, you’ll find some tips to help you match up against any cash offers that you may be competing with when you buy a home. 


Make Your Offer Look Attractive As Possible


First, you should always have a pre-approval letter from your lender. This lets sellers know that you’re a qualified buyer. You should also get your lender or realtor (or both) to provide some financial information about you along with your offer. This helps to add to the case that you’re a dependable buyer.


Let Things Move Quickly 



If you allow your lender to send an appraiser to the property as quickly as possible, this will give you an advantage in the home buying process. You want to reduce the amount of time that it will take to close on the house. That means you should consider cutting down on both the appraisal and contingency time. You could even consider waiving any contingencies if you feel comfortable. 


To speed up the process, even more, you should pre-order an appraisal in advance. You can do this before your offer has even been written. It can be difficult to arrange this, especially with larger scale lenders, but it’s always worth a try. Once the offer is written, the lender can relay to the seller that an appraisal has already been scheduled.


You’ll also want to get the inspection done fairly quickly. You only have a short window of time to get the inspection done. The quicker you get this done, the more serious of a buyer you appear to be. You should have the inspector who you’ll use ready before you even put an offer in on a home in order to expedite this part of the process. Usually, inspectors don’t take terribly long to schedule appointments knowing that their clients have short windows to get inspections done.  


Make A Strong Offer


Making a good offer could mean paying extra for a home you love in order to compete with cash offers. Spending more money helps to win. Here’s why: Sellers almost always will give a cash buyer a bit more of a discount since they’ll be getting all of the funds up front. If you love the house and plan to live in it for years to come, the extra money you spend will be well worth it.         


Write An Offer Letter


An offer letter adds a bit of a personal touch to the number you put down as a buyer. Here, you can tell the seller who you are and why you love the home. It can be emotional to sell a property, but a seller will feel more comfortable knowing that the home is going to someone who will appreciate it.

  






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